# Points & Provisions

> Beginner-friendly credit card points and miles guides and tools from Liane Jamason, a St. Petersburg, Florida real estate broker who has flown business class to Italy, France and the UK using credit card points. Points & Provisions is a brand of Liane Jamason LLC.

## Product
- [Beginner Points and Miles Tracker](https://pointsandprovisions.com/#tracker): a $19, 20-tab spreadsheet for Excel 2019+ and Google Sheets that tracks cards, points balances, card credits, Chase 5/24 count, expiring points, yearly fees and trip goals for one or two people. Instant digital download.

## Free tools
- [This Month's Credits](https://pointsandprovisions.com/credits.html): a free checklist of credit card statement credits for 15 popular cards, sorted by the date each one resets.

## Guides
- [Amex and Chase Pop-Up Jail: What It Is and How to Avoid It](https://pointsandprovisions.com/blog/amex-chase-pop-up-jail/): Why Amex and Chase sometimes say you're not eligible for a welcome bonus, what triggers the pop-up, how to get out of Amex pop-up jail, and how to avoid it.
- [What Are Credit Card Points Worth? A Beginner's Guide](https://pointsandprovisions.com/blog/what-are-credit-card-points-worth/): How much your credit card points, airline miles and hotel points are really worth, how to figure out cents per point, and the redemptions that waste the most value.
- [How I Flew Virgin Atlantic Upper Class to London on Points](https://pointsandprovisions.com/blog/virgin-atlantic-upper-class-on-points/): How I booked Virgin Atlantic Upper Class from Tampa to London for about 45,000 points each using credit card points and a 40% transfer bonus, step by step.
- [How I Booked 5-Star Hotels With Chase Points (Tuscany, Rome and Florida)](https://pointsandprovisions.com/blog/luxury-hotels-with-chase-points/): How I used Chase points for a 5-star resort in Chianti, Palazzo Manfredi in Rome through Hyatt, and The St. Regis Longboat Key, plus when to use Chase Travel and when to transfer.
- [What Is Chase's 5/24 Rule? A Beginner's Guide](https://pointsandprovisions.com/blog/what-is-chase-5-24-rule/): Chase's 5/24 rule explained in plain English: what counts, what doesn't, when cards drop off, and why the order you open cards matters.
- [How to Keep Track of Credit Card Points (Without Losing Your Mind)](https://pointsandprovisions.com/blog/how-to-track-credit-card-points/): A simple system to track credit card points and miles: the five things to watch, a 10-minute monthly routine, and the mistakes that cost beginners the most.

## About
- [Liane's story](https://pointsandprovisions.com/#story)
- [Instagram](https://www.instagram.com/pointsandprovisions)
- [Terms and disclaimers](https://pointsandprovisions.com/terms.html): education only, not financial advice. Program details change often.